Frequently Asked Questions Upside-Down Mortgage or Pre-Foreclosure in Florida
Maybe you have a few questions about selling your Florida Home with an Upside-Down Mortgage or Pre-Foreclosure in Florida
That’s okay; most people do. Which is why Steve & Joleigh wanted to create a Frequently Asked Questions section that people ask us, along with our answers.
If you still have a question, don’t hesitate to contact us anytime. We would be happy to answer it for you.
🔹 FAQ: Upside-Down Mortgage or Pre-Foreclosure in Florida
Can you buy my house if I owe more than it’s worth?
Yes. We regularly help Florida homeowners who are upside-down on their mortgage. Depending on your situation, we may be able to explore options such as a short sale, subject to or other creative solutions that help you avoid foreclosure.
What happens if I’m behind on mortgage payments?
Falling behind on payments can be stressful, but you still have options. In many cases, selling your house before foreclosure begins can help protect your credit and give you more control over the outcome. We have helped hundreds of people avoid foreclosure over the last 20 years.
Can selling my house stop foreclosure in Florida?
Yes, in many situations selling the home before the foreclosure process is finalized can stop it. Timing is critical, which is why early conversations are important.
Do you work with lenders on short sales?
Yes. We have extensive experience working with lenders to facilitate short sales when the payoff exceeds the home’s value.
What if foreclosure has already started?
Even if foreclosure proceedings have begun, you may still have options. We can review your situation and help you understand what may be possible.
How quickly do I need to act?
The earlier you reach out, the more options are typically available. Once foreclosure advances, timelines become more restrictive.